curl --location --request POST 'https://hs-receiver-app-development.iorq.com.br/api/loan' \
--header 'Authorization: Bearer <token>' \
--header 'Content-Type: application/json' \
--data-raw '{
"fund_id": "374485cf-f6df-467c-b91d-9f14082c6f36",
"banker_cnpj": "34337707000100",
"product_type": "personal_loan",
"banker_proposal_code": "12312345453",
"originator_proposal_code": "34586674",
"originator_product_type": "medical_credit",
"ipoc": "903377072215613374214000056026604",
"number_of_installments": 4,
"acquisition_value": 3418,
"interest_rate_monthly": 7.649999,
"acquisition_rate_monthly": 5,
"late_interest_rate": 1,
"late_fine_rate": 5,
"iof_value": 46.62,
"fee_value": 13.67,
"tac_value": 30,
"cet_monthly": 8.856983,
"days_base_year": 252,
"days_base_month": 21,
"capitalization_frequency": "daily",
"date_issued": "2025-03-30",
"borrower": {
"cpf": "12345678912",
"name": "Marina Oliveira Santos",
"birth_date": "1992-08-15",
"gender": "female",
"phone": "5511987654321",
"email": "marina.santos@techcorp.com.br",
"address": {
"city": "São Paulo",
"state": "SP",
"number": "1000",
"street": "Av. Paulista",
"complement": "Apt 100",
"postal_code": "01310300",
"neighborhood": "Bela Vista"
},
"additional_data": [
{
"type": "rating",
"value": "A"
},
{
"type": "rating_unico",
"value": "80"
},
{
"type": "store_id",
"value": "1234567"
},
{
"type": "serasa_score",
"value": "999"
}
]
},
"cosigners": [
{
"cpf": "12345678912",
"name": "Carlos Eduardo Ferreira",
"birth_date": "1988-03-22",
"gender": "male",
"phone": "5511976543210",
"email": "carlos.ferreira@innovatech.com.br",
"related_person": {
"name": "Ana Clara Mendonça",
"birth_date": "1990-12-05",
"cpf": "12345678912",
"gender": "female",
"phone": "5511987654321",
"email": "ana.mendonca@digitalbank.com.br"
},
"address": {
"city": "Cruzeiro",
"state": "SP",
"number": "10",
"street": "Alameda das Rosas",
"complement": "",
"postal_code": "12712180",
"neighborhood": "Centro"
},
"additional_data": [
{
"type": "rating",
"value": "A"
},
{
"type": "serasa_score",
"value": "999"
}
]
}
],
"installments": [
{
"code": "1",
"due_date": "2025-04-30",
"face_value": 1023.94,
"acquisition_value": 975.18,
"nosso_numero": "1001"
},
{
"code": "2",
"due_date": "2025-05-30",
"face_value": 1023.94,
"acquisition_value": 928.74,
"nosso_numero": "1002"
},
{
"code": "3",
"due_date": "2025-06-30",
"face_value": 1023.94,
"acquisition_value": 884.52,
"nosso_numero": "1003"
},
{
"code": "4",
"due_date": "2025-07-30",
"face_value": 1023.94,
"acquisition_value": 842.4,
"nosso_numero": "1004"
}
],
"backing_documents": [
{
"type": "NF",
"value": "35190503817234000154550010000165891370002568"
}
],
"operation_data": []
}'